ATM PROCESSING SERVICES
Reliable ATM Processing.
Backed by Real Support.
Connect your ATM to dependable transaction processing with transparent pricing, real-time reporting, timely settlement and experienced U.S.-based support from Ocean ATM.
Everything You Need to Operate Confidently
Whether you are activating a new ATM or switching an existing machine, Ocean ATM makes the process straightforward.
- Secure ATM transaction processing
- Direct deposit settlement to your bank account
- Real-time transaction and reporting access
- Low-cash text alert setup
- Programming and activation assistance
- Toll-free technical support
WHO WE HELP
Processing Solutions for ATM Owners
Ocean ATM supports business owners, independent ATM deployers and organizations that want reliable processing without unnecessary complexity or vague fee structures.
Business Owners
Process transactions from an ATM located inside your retail store, restaurant, bar, hotel, service business or other customer-facing location.
Independent ATM Owners
Connect one machine or build a growing ATM portfolio with reporting, settlement support and experienced assistance behind every terminal.
Owners Switching Processors
Move an existing compatible ATM to Ocean ATM with guidance through paperwork, programming, activation and testing.
PROCESSING BENEFITS
More Visibility. More Control. Better Support.
Our processing program gives you the operational tools and assistance needed to manage your ATM and understand its performance.
Reliable Transaction Routing
Securely route withdrawal, balance inquiry and other supported ATM transactions through established payment networks.
Direct Deposit Settlement
ATM settlement funds are deposited into the designated bank account connected to your processing profile.
Real-Time Web Reporting
Review transaction activity, cash levels, terminal performance and settlement information through online reporting.
Low-Cash Text Alerts
Receive alerts based on your selected cash threshold so you can replenish the ATM before it runs out of money.
Programming Assistance
We help configure new terminals and guide compatible existing machines through the processor conversion process.
Experienced Technical Support
Get help from a team that understands ATM equipment, transaction processing, settlements and day-to-day operation.
TRANSPARENT PRICING
Know How Your Processing Costs Work
We explain the processing structure before activation so you can make an informed decision and understand the costs associated with operating your ATM.
You choose the surcharge charged to ATM users, subject to network and program requirements. Processing and applicable network costs are then calculated according to your Ocean ATM agreement.
Standard Retail Processing Structure
Pricing shown reflects the standard retail program and may vary by equipment, transaction type, network requirements or customized agreement. Final terms are provided before activation.
GETTING STARTED
Switching to Ocean ATM Is Straightforward
We guide you through the transition so your terminal can be programmed, tested and activated with as little disruption as possible.
Tell Us About Your ATM
Provide the ATM manufacturer, model, current processor and location information.
Complete the Paperwork
Submit the processing agreement and required banking and business documentation.
Program the Terminal
We provide programming instructions or assist with configuring the compatible ATM for activation.
Test and Begin Processing
Once approved and programmed, the ATM is tested and brought online for live transactions.
ATM COMPATIBILITY
Support for Leading ATM Manufacturers
Ocean ATM works with many popular retail ATM models. Compatibility depends on the machine’s model, software, ownership status and current configuration, so we verify the equipment before beginning a conversion.
Not Sure Whether Your ATM Is Compatible?
Send us the manufacturer, model number and a photo of the ATM. Our team can review the equipment and explain the available processing options.
Request an Equipment Review →WHY OCEAN ATM?
Processing Support From an Experienced ATM Company
Ocean ATM has served ATM owners and businesses since 1997. Our experience extends beyond transaction processing to the equipment and operational issues that affect your ATM every day.
Nearly 30 Years of ATM Experience
Work with a company that understands ATM ownership, equipment, service and processing.
Clear Program Information
Understand the processing structure and operational requirements before your ATM is activated.
Real People When You Need Help
Reach an experienced U.S.-based team for processing and technical assistance.
Support Beyond Activation
Receive ongoing help with reporting, settlements, cash alerts and general ATM operation.
Solutions That Can Grow With You
Start with one ATM and continue working with Ocean ATM as your terminal portfolio expands.
Equipment and Service Knowledge
Get assistance from a company familiar with the machines—not only the transactions running through them.
FREQUENTLY ASKED QUESTIONS
ATM Processing Questions
Can Ocean ATM process an ATM I already own?
In many cases, yes. We first verify the manufacturer, model, software, ownership and current configuration to determine whether the ATM can be moved to our processing platform.
Can you program a newly purchased ATM?
Yes. ATMs purchased through Ocean ATM can be programmed for your approved processing account and linked to the bank account you select.
Where are ATM settlement funds deposited?
Settlement funds are directed to the designated bank account listed and approved on your processing paperwork.
Can I view my ATM transactions online?
Yes. Online reporting provides access to transaction activity, settlement information and terminal data available through the processing platform.
Do I choose the ATM surcharge?
ATM owners generally select the surcharge assessed at their terminal, subject to applicable program, network and legal requirements.
How long does it take to switch ATM processors?
Timing depends on document completion, account approval, equipment compatibility and access to the ATM’s programming functions. Our team will explain the anticipated process after reviewing your terminal.
Do you provide technical support after activation?
Yes. Ocean ATM provides toll-free support to help with processing, reporting and common equipment-related questions.
READY TO GET STARTED?
Put Your ATM on a Processing Program You Can Understand
Tell us about your ATM and location. We’ll review your equipment, explain the processing structure and help you determine the right next step.
Start Your Processing Request Shop New ATMsPrefer to speak with us? Call 877-538-2860
(877) 538-2860