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Ocean ATM Partnership Program

Earn ATM Revenue
Without Buying the ATM.

Ocean ATM supplies, installs, programs and maintains the equipment. Your business keeps the ATM funded, handles basic first-line maintenance and earns a share of the surcharge revenue.

✓ No ATM equipment purchase required
✓ Professional installation, processing and repairs included
✓ Shared surcharge revenue from customer withdrawals
See If My Location Qualifies Call 877-538-2860
Simple Partnership Process

How the ATM Partnership Works

We make it easy to add an ATM without purchasing the equipment. Ocean ATM handles the technical side while your business keeps the machine funded and ready for customers.

1

We Evaluate Your Location

Tell us about your business, customer traffic, operating hours and current access to cash. We’ll determine whether the location is a good fit for the program.

2

Ocean ATM Installs It

We provide the ATM, professionally install it and program it for transaction processing. Our team helps ensure the machine is ready for operation.

3

You Keep It Funded

Your business supplies and loads the cash, replaces receipt paper and handles basic first-line maintenance such as routine checks and simple jam clearing.

4

We Share the Revenue

Customers pay a surcharge when withdrawing cash. Your business receives an agreed share of the surcharge revenue generated by the ATM.

You’re never on your own: Ocean ATM provides training and technical support. If the ATM requires equipment repair or service beyond first-line maintenance, our team handles it.
More Revenue. Less Upfront Cost.

Why Partner With Ocean ATM?

The Partnership Program gives qualified businesses the income potential of an ATM without requiring them to purchase, program or repair the equipment.

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No Equipment Purchase

Ocean ATM supplies the machine, allowing your business to add ATM service without making a large upfront equipment investment.

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Shared Surcharge Revenue

Earn an agreed share of the surcharge revenue each time a customer completes a withdrawal from the ATM.

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Professional Installation

Our experienced team installs and programs the ATM so it arrives at your location ready for operation.

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Repairs Are Included

Ocean ATM provides technical support and handles covered equipment repairs beyond the merchant’s basic first-line maintenance.

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More Customer Convenience

Give customers convenient access to cash while helping keep them inside your business and ready to make a purchase.

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Reduce Card Processing Costs

Convenient cash access can encourage cash purchases and may help your business reduce costly credit-card transactions.

A Clear Division of Responsibilities

We Supply the ATM. You Keep It Ready.

Ocean ATM handles the equipment and technical operation. Your business supplies the cash and performs the simple routine tasks needed to keep the ATM available to customers.

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Equipment & Technical Support

Ocean ATM Handles

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ATM Equipment We supply a professionally maintained ATM for your location.
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Installation and Programming We install, configure and connect the machine for processing.
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Transaction Processing Ocean ATM manages the processing relationship and transaction connectivity.
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Training and Technical Support We train your team and provide help when operational questions arise.
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Equipment Service and Repairs We handle equipment repairs beyond routine first-line maintenance.
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Cash & Routine Operation

Your Business Handles

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ATM Cash Your business supplies and loads the cash dispensed by the ATM.
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Timely Cash Replenishment You monitor the available cash and refill the machine before it runs empty.
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Receipt Paper Your team replaces receipt paper whenever the ATM needs a new roll.
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First-Line Maintenance You perform routine checks, clear simple bill jams and address basic operational needs.
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A Secure and Accessible Location The ATM remains in an approved area that customers can access during business hours.
What is first-line maintenance? These are simple routine tasks such as replacing receipt paper, clearing an easily accessible bill jam and completing basic operational checks. Ocean ATM provides training and remains responsible for technical repairs and equipment service.
Location Qualifications

Is the Partnership Program Right for Your Business?

We evaluate each location individually. The strongest candidates have consistent customer traffic, a genuine need for convenient cash access and the ability to keep the ATM properly funded.

A Strong Partnership Location:

✓
Has Regular Customer Traffic A steady flow of customers creates consistent demand for ATM withdrawals.
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Benefits From Cash Transactions Cash is useful for purchases, tips, cover charges, gaming or other on-site activity.
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Can Keep the ATM Funded The business has sufficient cash available and a responsible person who can replenish it.
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Has a Secure Indoor Space The location offers a visible, accessible and approved area for professional installation.
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Can Perform Routine Tasks Staff can replace receipt paper, perform basic checks and follow first-line maintenance training.
Common Partnership Locations

Businesses That May Be a Good Fit

Convenience Stores
Bars & Nightclubs
Restaurants
Liquor Stores
Laundromats
Hotels & Motels
Salons & Barbershops
Cannabis Dispensaries
Entertainment Venues
High-Traffic Retailers
Don’t see your business type? We consider many kinds of locations. Qualification is based on the complete opportunity—not the business category alone.
Frequently Asked Questions

ATM Partnership Questions

Learn more about equipment ownership, cash loading, maintenance and how revenue is shared through the Ocean ATM Partnership Program.

Have another question? Call our team to discuss your location and determine which ATM program is the best fit. Call 877-538-2860
Who owns the ATM equipment?
Ocean ATM owns and supplies the ATM. Your business does not have to purchase the machine to participate in the Partnership Program.
Who supplies and loads the cash?
Your business supplies the cash dispensed by the ATM and is responsible for keeping the machine adequately funded. Ocean ATM provides training on the cash-loading process.
What is first-line maintenance?
First-line maintenance means simple routine tasks that can be performed by trained staff, such as replacing receipt paper, completing basic operational checks and clearing an easily accessible bill jam.
Who handles technical repairs?
Ocean ATM provides technical support and handles equipment repairs or service needs that go beyond routine first-line maintenance.
How does the business earn revenue?
Customers pay a surcharge when they complete an ATM withdrawal. Your business receives an agreed share of the surcharge revenue generated by the machine. The specific arrangement depends on the location and expected transaction volume.
How much cash will we need to keep in the ATM?
The appropriate cash level depends on transaction volume, average withdrawal amounts and how frequently your team plans to replenish the machine. Ocean ATM will help you establish a practical starting amount.
How are ATM withdrawals settled back to us?
The cash dispensed through approved ATM transactions is electronically settled to the designated bank account according to the applicable processing and settlement schedule.
Does every business qualify?
No. Ocean ATM evaluates customer traffic, business type, operating hours, cash demand, security, accessibility and the merchant’s ability to keep the ATM funded before approving a partnership location.
What if we want a completely hands-off ATM program?
Our Full-Service ATM Placement Program may be a better fit. Under that program, Ocean ATM supplies the equipment, cash, installation, processing, service and routine maintenance while the location receives an agreed commission.
Request a Location Review

Could Your Business Qualify?

Complete the short form to tell us about your business, customer traffic and ATM needs. Our team will review your location and contact you to discuss the best available program.

✓ No equipment purchase required for approved partnership locations
✓ Professional installation, programming and training included
✓ Technical support and equipment service from Ocean ATM
✓ Opportunity to earn a share of ATM surcharge revenue
Prefer to speak with us? Call 877-538-2860 .

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